Privacy Policy
Last Updated: November 15, 2023
At Vejeso Kulifa, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you use our financial education services.
1. Information We Collect
We may collect the following types of information:
Personal Information
- Contact details (name, email address, phone number)
- Demographic information (age, location, occupation)
- Financial information (income, expenses, financial goals)
- Payment information for service purchases
Non-Personal Information
- Browser type and version
- Device information
- Website usage statistics
- IP address and general location data
2. How We Use Your Information
We use your information for the following purposes:
- To provide and personalize our financial education services
- To process transactions and send related information
- To communicate with you about services, updates, and promotional offers
- To respond to your comments, questions, and requests
- To improve our website, services, and customer experience
- To detect, prevent, and address technical issues and fraud
- To comply with legal obligations and enforce our terms of service
3. Information Sharing and Disclosure
We do not sell, trade, or otherwise transfer your personal information to outside parties except in the following circumstances:
- With your explicit consent
- To trusted third parties who assist us in operating our website and providing services, as long as they agree to keep information confidential
- When required by law or to respond to legal process
- To protect the rights, property, or safety of Vejeso Kulifa, our users, or the public
- In connection with a merger, acquisition, or sale of all or a portion of our assets
4. Data Security
We implement appropriate security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. These measures include encryption, secure servers, and limited access to personal information.
While we strive to use commercially acceptable means to protect your information, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security of your information.
5. Data Retention
We will retain your personal information only for as long as necessary to fulfill the purposes for which we collected it, including to satisfy any legal, accounting, or reporting requirements.
To determine the appropriate retention period, we consider the amount, nature, and sensitivity of the information, the potential risk of harm from unauthorized use or disclosure, the purposes for which we process it, and whether we can achieve those purposes through other means.
6. Your Rights
Depending on your location, you may have the following rights regarding your personal information:
- Access and receive a copy of your personal information
- Rectify inaccurate or incomplete information
- Request deletion of your personal information
- Restrict or object to the processing of your information
- Data portability (receiving your information in a structured format)
- Withdraw consent at any time where we rely on consent to process information
To exercise these rights, please contact us using the information provided in the "Contact Us" section.
7. Cookies and Tracking Technologies
We use cookies and similar tracking technologies to track activity on our website and store certain information. Cookies are files with a small amount of data that may include an anonymous unique identifier.
You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our service.
8. Third-Party Links
Our website may contain links to third-party websites. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.
We strongly advise you to review the privacy policy of every site you visit.
9. Children's Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18.
If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us. If we become aware that we have collected personal information from a child under 18 without verification of parental consent, we take steps to remove that information from our servers.
10. Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.
You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
11. Contact Us
If you have any questions about this Privacy Policy, please contact us:
Vejeso Kulifa
123 Financial District Blvd
Toronto, ON M5X 1A1
Email: info@vejeso-kulifa.sbs
Phone: +1 4371315463